Legal
Terms & Conditions
These terms explain the platform role, user responsibilities and partner-led lending flow.
UdhaarWala provides a digital platform to help users submit personal loan applications. UdhaarWala does not guarantee approval, pricing, disbursal, credit limits, timelines or partner availability.
Platform role
UdhaarWala is not a bank, NBFC or direct lender. We may facilitate application capture, document collection, eligibility checks, customer communication and partner submission. Any loan offer is made by the relevant regulated lending partner.
User responsibilities
- Provide accurate and current information.
- Upload genuine documents.
- Borrow only what can be repaid comfortably.
- Read partner disclosures, fees, interest rates, repayment dates and consequences of delay before accepting any offer.
Partner decisions
Final credit decisions, KYC, loan agreements, disbursal and collections are handled by regulated lending partners.
No financial advice
Information on the platform is provided for convenience and product understanding. It should not be treated as investment, tax, legal or financial advice.
Misuse
Users must not submit false documents, impersonate another person, attempt unauthorized access, interfere with platform security or use loan proceeds for unlawful purposes.